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title: "Articles: algorithm integrity in FS | Risk Insights Blog (3)"
description: Risk Insights blog. Articles about fairness and accuracy in the use of data, algorithms and AI in Financial Services.  (3)
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# Articles: accuracy and fairness in algorithmic systems

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[![](https://riskinsights.com.au/hubfs/Curated%20Insight%20Selected%20developments%20to%20watch%20in%202026.png)](https://riskinsights.com.au/blog/curated-insight-selected-developments-to-watch-in-2026)

## [Curated Insight: Selected developments to watch in 2026](https://riskinsights.com.au/blog/curated-insight-selected-developments-to-watch-in-2026)

 18 Dec 2025

TL;DR • Aug 2026: full application of EU AI Act "High-Risk" AI rules, incl. credit and insurance. • ...

[Read more](https://riskinsights.com.au/blog/curated-insight-selected-developments-to-watch-in-2026)

[![Article title in words as an image with Risk Insights logo](https://riskinsights.com.au/hubfs/CI%20EU%20Report%20on%20AI%20in%20FS.png)](https://riskinsights.com.au/blog/curated-insight-eu-parliament-report-on-ai-in-fs)

## [Curated Insight: EU Parliament report on AI in FS](https://riskinsights.com.au/blog/curated-insight-eu-parliament-report-on-ai-in-fs)

 11 Dec 2025

TL;DR • This featured resource is the Nov 2025 EU Parliament report on the impact of AI on FS. • It ...

[Read more](https://riskinsights.com.au/blog/curated-insight-eu-parliament-report-on-ai-in-fs)

[![Article title as an image with Risk Insights logo](https://riskinsights.com.au/hubfs/AI%20slop%20word%20of%20the%20year%20and%20hard-to-predict%20risk%20for%20banks%20and%20insurers.png)](https://riskinsights.com.au/blog/ai-slop-word-of-the-year-and-a-hard-to-predict-risk-for-banks-and-insurers)

## [“AI slop”: word of the year and a hard-to-predict risk for banks and insurers](https://riskinsights.com.au/blog/ai-slop-word-of-the-year-and-a-hard-to-predict-risk-for-banks-and-insurers)

 04 Dec 2025

TL;DR • “AI slop” is the Macquarie Dictionary Word of the Year for 2025. • A major firm in the news ...

[Read more](https://riskinsights.com.au/blog/ai-slop-word-of-the-year-and-a-hard-to-predict-risk-for-banks-and-insurers)

[![Article title as an image with Risk Insights logo](https://riskinsights.com.au/hubfs/Data%20can%20be%20accurate%20and%20complete%20and%20poor%20quality.png)](https://riskinsights.com.au/blog/data-can-be-accurate-and-complete-and-poor-quality)

## [Data can be accurate and complete and poor quality](https://riskinsights.com.au/blog/data-can-be-accurate-and-complete-and-poor-quality)

 27 Nov 2025

TL;DR • Data can be accurate and complete, but still irrelevant and low quality (for our purpose). •...

[Read more](https://riskinsights.com.au/blog/data-can-be-accurate-and-complete-and-poor-quality)

[![Article title as an image with Risk Insights logo](https://riskinsights.com.au/hubfs/Algorithm%20Process%20Flow%20docs%205%20things%20to%20fix.png)](https://riskinsights.com.au/blog/algorithm-process-flow-docs-5-things-to-fix)

## [Algorithm Process Flow docs: 5 things to fix](https://riskinsights.com.au/blog/algorithm-process-flow-docs-5-things-to-fix)

 20 Nov 2025

TL;DR • Process flow docs are one of the first things we look for when starting a review. • But they...

[Read more](https://riskinsights.com.au/blog/algorithm-process-flow-docs-5-things-to-fix)

[![Article title with Risk Insights logo](https://riskinsights.com.au/hubfs/62.png)](https://riskinsights.com.au/blog/certification-ask-why-first)

## [Thinking about Certification? Ask Why First](https://riskinsights.com.au/blog/certification-ask-why-first)

 13 Nov 2025

TL;DR • Ask why you’re seeking certification; don’t just default to it. • Certification alone doesn’...

[Read more](https://riskinsights.com.au/blog/certification-ask-why-first)

[![Article title with Risk Insights logo](https://riskinsights.com.au/hubfs/Canva%20images/Canva%20Design%20DAG47AguX0E.png)](https://riskinsights.com.au/blog/curated-insight-indias-new-insurance-fraud-framework)

## [Curated Insight: India's new Insurance fraud framework](https://riskinsights.com.au/blog/curated-insight-indias-new-insurance-fraud-framework)

 06 Nov 2025

TL;DR • This resource is from the Insurance Regulatory and Development Authority of India (IRDAI). •...

[Read more](https://riskinsights.com.au/blog/curated-insight-indias-new-insurance-fraud-framework)

[![Article title with Risk Insights logo](https://riskinsights.com.au/hubfs/60.png)](https://riskinsights.com.au/blog/a-simple-analogy-to-explain-the-difference-between-controls-and-substantive-testing)

## [A simple analogy to explain the difference between controls and substantive testing](https://riskinsights.com.au/blog/a-simple-analogy-to-explain-the-difference-between-controls-and-substantive-testing)

 30 Oct 2025

TL;DR • In this analogy, controls testing = building insurance, substantive testing = contents insur...

[Read more](https://riskinsights.com.au/blog/a-simple-analogy-to-explain-the-difference-between-controls-and-substantive-testing)

[![Road sign with "GR for C" with "for" struck through](https://riskinsights.com.au/hubfs/GRforC-1.jpg)](https://riskinsights.com.au/blog/algorithm-integrity-governance-and-compliance-are-not-the-end-goals)

## [Algorithm Integrity: Compliance is not the end goal](https://riskinsights.com.au/blog/algorithm-integrity-governance-and-compliance-are-not-the-end-goals)

 23 Oct 2025

TL;DR • Algorithm risk management should drive business results, not just satisfy auditors or tick c...

[Read more](https://riskinsights.com.au/blog/algorithm-integrity-governance-and-compliance-are-not-the-end-goals)

[![Great Things Never Came From Comfort Zones sign with a desert background](https://riskinsights.com.au/hubfs/Great%20Things%20Never%20Came%20From%20Comfort%20Zones%20sign%20with%20a%20desert%20background.jpeg)](https://riskinsights.com.au/blog/ai-isnt-just-amplifying-familiar-risks)

## [AI Isn't Just Amplifying Familiar Risks](https://riskinsights.com.au/blog/ai-isnt-just-amplifying-familiar-risks)

 16 Oct 2025

TL;DR • "Basic" machine learning amplifies familiar risks (e.g. security, privacy). • But even these...

[Read more](https://riskinsights.com.au/blog/ai-isnt-just-amplifying-familiar-risks)

[![AI in Insurance](https://riskinsights.com.au/hubfs/AI%20Insurance.jpg)](https://riskinsights.com.au/blog/curated-insight-ai-for-better-insurance-research-report)

## [Curated Insight: AI for Better Insurance Research Report](https://riskinsights.com.au/blog/curated-insight-ai-for-better-insurance-research-report)

 09 Oct 2025

TL;DR • This resource is from ICA (Insurance Council of Australia) and CSIRO (Australia's national s...

[Read more](https://riskinsights.com.au/blog/curated-insight-ai-for-better-insurance-research-report)

[![Anse Lazio beach at Praslin island, Seychelles](https://riskinsights.com.au/hubfs/Anse%20Lazio%20beach%20at%20Praslin%20island%2c%20Seychelles.jpeg)](https://riskinsights.com.au/blog/perfect-vs-good-enough-risk-based-choice)

## [Sometimes we need perfect, sometimes good enough - assess the risk](https://riskinsights.com.au/blog/perfect-vs-good-enough-risk-based-choice)

 02 Oct 2025

TL;DR • Some decisions need precision (e.g., safety, fairness). • Others just need "good enough". • ...

[Read more](https://riskinsights.com.au/blog/perfect-vs-good-enough-risk-based-choice)

[![Fast train moving in tunnel](https://riskinsights.com.au/hubfs/Fast%20train%20moving%20in%20tunnel.jpeg)](https://riskinsights.com.au/blog/managing-the-risk-of-passive-trust-in-algorithmic-systems)

## [Managing the risk of passive trust in algorithmic systems](https://riskinsights.com.au/blog/managing-the-risk-of-passive-trust-in-algorithmic-systems)

 25 Sep 2025

TL;DR • Passive trust often creeps in when human oversight becomes routine and passive. • Regular au...

[Read more](https://riskinsights.com.au/blog/managing-the-risk-of-passive-trust-in-algorithmic-systems)

[![Online Survey sign with clouds and sky background](https://riskinsights.com.au/hubfs/Online%20Survey%20sign%20with%20clouds%20and%20sky%20background.jpeg)](https://riskinsights.com.au/blog/should-we-use-demographic-survey-data-to-guide-fraud-detection)

## [Should we use demographic survey data to guide fraud detection?](https://riskinsights.com.au/blog/should-we-use-demographic-survey-data-to-guide-fraud-detection)

 18 Sep 2025

TL;DR • Demographic survey data can help inform public education and intervention, but isn’t reliabl...

[Read more](https://riskinsights.com.au/blog/should-we-use-demographic-survey-data-to-guide-fraud-detection)

[![Stacks of beige bricks for themes of order, balance, proportion](https://riskinsights.com.au/hubfs/Geometric%20arrival%20of%20spring%20Stacks%20of%20beige%20bricks%20delivered%20for%20landscaping%20in%20botanical%20garden%2c%20for%20themes%20of%20order%2c%20balance%2c%20permanence%2c%20proportion.jpeg)](https://riskinsights.com.au/blog/curated-insight-iais-application-paper-on-the-supervision-of-ai)

## [Curated Insight: IAIS Application Paper on the supervision of AI](https://riskinsights.com.au/blog/curated-insight-iais-application-paper-on-the-supervision-of-ai)

 11 Sep 2025

TL;DR • This resource is from IAIS (the International Association of Insurance Supervisors). • The f...

[Read more](https://riskinsights.com.au/blog/curated-insight-iais-application-paper-on-the-supervision-of-ai)

[![Factory monitoring device with a buttons and display](https://riskinsights.com.au/hubfs/Factory%20monitoring%20device%20with%20a%20buttons%20and%20display.png)](https://riskinsights.com.au/blog/design-and-formatting-choices-for-dashboards-and-visuals)

## [Design and formatting choices for dashboards and visuals](https://riskinsights.com.au/blog/design-and-formatting-choices-for-dashboards-and-visuals)

 04 Sep 2025

TL;DR • Good design makes it easier to read and understand dashboards and visuals. • Keep visuals cl...

[Read more](https://riskinsights.com.au/blog/design-and-formatting-choices-for-dashboards-and-visuals)

[![Cause x Effect hand writing with a black mark on a transparent board](https://riskinsights.com.au/hubfs/Cause%20x%20Effect%20hand%20writing%20with%20a%20black%20mark%20on%20a%20transparent%20board.jpeg)](https://riskinsights.com.au/blog/more-data-more-correlations-but-is-it-causation)

## [More data, more correlations – but is it causation?](https://riskinsights.com.au/blog/more-data-more-correlations-but-is-it-causation)

 28 Aug 2025

TL;DR • More data means more potential patterns. • Correlation can reflect causation, but isn’t proo...

[Read more](https://riskinsights.com.au/blog/more-data-more-correlations-but-is-it-causation)

[![Learn definition highlighted in red in the dictionary](https://riskinsights.com.au/hubfs/Learn%20definition%20highlighted%20in%20red%20in%20the%20dictionary.jpeg)](https://riskinsights.com.au/blog/curated-insight-nist-trustworthy-ai-glossary)

## [Curated Insight: NIST’s Trustworthy AI Glossary](https://riskinsights.com.au/blog/curated-insight-nist-trustworthy-ai-glossary)

 21 Aug 2025

TL;DR • This resource is from NIST (the U.S. National Institute of Standards and Technology). • A gl...

[Read more](https://riskinsights.com.au/blog/curated-insight-nist-trustworthy-ai-glossary)

[![A stylised magnifying glass focusing in on specific areas of a complex network, leaving other areas in soft blur. Visual metaphor for selective, focused review scope.](https://riskinsights.com.au/hubfs/magnifying%20glass%20stylised%20focus.png)](https://riskinsights.com.au/blog/structuring-the-review-focus-top-down-then-bottom-up)

## [Structuring the review focus: top-down, then bottom-up](https://riskinsights.com.au/blog/structuring-the-review-focus-top-down-then-bottom-up)

 14 Aug 2025

TL;DR • Don’t default to a “standard” or “comprehensive” package. • Start with a simple top-down foc...

[Read more](https://riskinsights.com.au/blog/structuring-the-review-focus-top-down-then-bottom-up)

[![business people group have education lesson at small bright office conference room](https://riskinsights.com.au/hubfs/business%20people%20group%20have%20education%20leasson%20on%20seminar%20training%20event%20at%20small%20bright%20office%20conference%20room-1.jpeg)](https://riskinsights.com.au/blog/acceptable-use-policies-alone-are-not-enough)

## [Acceptable Use Policies alone are not enough](https://riskinsights.com.au/blog/acceptable-use-policies-alone-are-not-enough)

 07 Aug 2025

TL;DR • Acceptable Use Policies are typically too long and complex for most people to actually read....

[Read more](https://riskinsights.com.au/blog/acceptable-use-policies-alone-are-not-enough)

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